Health Care Is A Foreign Country
Do you have a passport? In this case that means insurance. Even if so, the question is: Is this country friend or foe?
Let’s see: If you are sick you are pretty much on our own. Entering the health care system is like arriving in a strange land without a guide or translator. There is no embassy to explain local customs. The customs and rules vary by state and insurer.
No one speaks the same language even among health care professionals, not to mention insurers. They all have their own dialects. There is no interpreter to tell you what something means, even in English.
There are no clear rules. The insurance you have or don’t have dictates the care you can receive and how much you have to pay. Many insurers tell you what hospitals you can use, the doctors you can see, the medications you can take, how much they cost and how much time you can spend with your doctor. Costs differ between insurer and health system. Some are based on your income, age or disability.